Highest flexibility to meet your needs
With our expertise and experience, we provide customized group insurance schemes to fully protect different corporations with different risk profiles. These include:
![Cost estimations according to your budget Cost estimations according to your budget](https://www.yflife.com/sites/default/files/benefits/image/Artboard%20%E2%80%93%2011.png)
Cost estimations according to your budget
![Customized benefit programs according to given objectives Customized benefit programs according to given objectives](https://www.yflife.com/sites/default/files/benefits/image/Artboard-12%402x.png)
Customized benefit programs according to given objectives
![Set-up cost containment programs at your request Set-up cost containment programs at your request](https://www.yflife.com/sites/default/files/benefits/image/Artboard-13%402x.png)
Set-up cost containment programs at your request
Total convenience for you
Our highly efficient administration and claims departments have streamlined work procedures and provided quick-response customer services. To help employers and employees manage their insurance schemes better, we:
![Adopt a one-stop service concept which allows our customer service staff to serve all your group insurance needs Adopt a one-stop service concept which allows our customer service staff to serve all your group insurance needs](https://www.yflife.com/sites/default/files/benefits/image/Artboard-14%402x.png)
Adopt a one-stop service concept which allows our customer service staff to serve all your group insurance needs
![Provide a Medical Credit Card that is widely accepted by major private hospitals and clinics all over Hong Kong and Macau Provide a Medical Credit Card that is widely accepted by major private hospitals and clinics all over Hong Kong and Macau](https://www.yflife.com/sites/default/files/benefits/image/Artboard-16%402x.png)
Provide a Medical Credit Card that is widely accepted by major private hospitals and clinics all over Hong Kong and Macau
Excellent efficiency to serve you
Our commitment to offer prompt turn-around time, we are pleased to have achieved highly efficient average processing times as follows:
![Enrollment Enrollment](https://www.yflife.com/sites/default/files/benefits/image/Artboard-17%402x.png)
Enrollment
Member movement
8 working days
![Claims Claims](https://www.yflife.com/sites/default/files/benefits/image/Artboard-18%402x.png)
Claims
Hospitalization Claim
8 working days
Out-patient / Dental Claims
5 - 7 working days
![Enquiry Enquiry](https://www.yflife.com/sites/default/files/benefits/image/Artboard-19%402x.png)
Enquiry
Telephone
1 working day
Written
3 working days