Beware of Fraudulent Websites

YF Life (the "Company") has become aware that fraudsters are operating, or have operated fraudulent website(s) ("Fraudulent Website(s)”) which may look very similar to the Company's official website. Please note that the Company’s official website is yflife.com. Please do not conduct any transactions on Fraudulent Websites or through suspicious third-party weblinks or websites. The Company has reported the existence of this Fraudulent Website to the relevant regulatory bodies. If any customer or member of the public encounters/has encountered a suspicious website claiming to represent the Company, please call the Company’s Customer Service Hotline at: Hong Kong (852)2533 5555 or Macau (853)2832 2622.

If you believe you have fallen prey to a scam, please immediately report to any local Police Station or contact Anti-Deception Coordination Centre of the Hong Kong Police Force by calling the Anti-Scam Helpline 18222/ Macao Judiciary Police Anti-Fraud Enquiry Hotline 8800 7777.

If you make regular premium payments, your insurance coverage will continue. But what if you become disabled and are unable to meet your payment? 

Waiver of Premium is a truly enhanced coverage which allows you to keep all the benefits intact without making future payments. 

Premium Waived While Remain Totally Disabled
Continue to Enjoy Total Peace of Mind
  • If a serious illness or injury leaves you incapable of engaging in any work for remuneration for not less than six consecutive months before age 65, the premiums will be waived as long as you remain totally disabled
  • Provide enhanced coverage allowing you to enjoy all the policy's benefits without making further payments when you are diabled and cannot make regular payments
Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Age 18 - 55

Benefit Term
Benefit Term

Up to age 65 / Same as the premium payment term for the Basic Plan

Premium Payment Term
Premium Payment Term
Up to age 65 / Same as the premium payment term for the Basic Plan

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