MY Deferred Annuity 2

Own the future with a stable stream of income

MY Deferred Annuity 2 offers you both guaranteed fixed financial rewards and higher potential returns. With its 10/20-year stable annuity income stream, you can start a new chapter in your life with total confidence!

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Short Premium Term

Higher Potential Returns

Enjoy annuity with flexibility

Worry-free Protections

Tax Deduction

Accumulate a sizeable sum over a short premium payment term of 5/ 10 years
No medical examination is required

Monthly guaranteed fixed annuity income
Monthly non-guaranteed annuity income¹

Notes:
^1. The monthly non-guaranteed annuity payment is normally determined annually and the amount may increase or decrease during the annuity period, subject to a number of factors including but not limited to investment performance and surrender experience.

The plan offers various options to empower you with the total freedom to tailor your individual retirement needs:

Choice of Accumulation Period: 10, 20 or 30 years
Choice of Annuity Period: 10 or 20 years
Choice of Monthly Annuity Payment Options: Cash out the monthly annuity payment (the default option) OR let it accumulate in the policy to gain additional interest income²

Notes:
^2. The annuity payments accumulation interest rate is not guaranteed and shall be determined by the Company from time to time

Accident Waiver of Premium Benefit³
Death Benefit

Notes:
^3. Applicable if the Insured is aged below 65. In the event that the Insured suffers total disability due to accident for a continuous period of not less than 6 months before the age of 65, all subsequent premium payments will be waived as long as the Insured remains totally disabled, up to US$10,000 per annum (on a per-life basis).

The qualifying premiums paid into the MY Deferred Annuity 2 policy are tax deductible⁴

For details of tax deduction, please visit the website of Inland Revenue Department at https://www.ird.gov.hk

Notes:
^4. The maximum tax deductible limit per taxpayer per year for qualifying annuity premiums and MPF tax deductible voluntary contributions is HK$60,000. Please refer to “Important Information - 3. Tax implication of Qualifying Deferred Annuity Insurance Policy” section in the product brochure for details.