March 26, 2026
YF Life Insurance International Limited (YF Life) today officially announced its full-year financial results for 2025. Driven by forward-looking market strategies and deep insights into customer needs, YF Life demonstrated exceptional resilient, high-quality growth potential throughout the year. Multiple core performance indicators reached historic highs, underscoring the company’s formidable market competitiveness.
Double Growth in Core Indicators Demonstrates Strong Business Momentum
YF Life’s strategic focus on product innovation and multi-channel development has yielded significant results. The company’s overall Individual Life Insurance business, measured by Annual Premium Equivalent, recorded a remarkable year-on-year (YoY) increase of 108%. Simultaneously, through the strategic optimization of its product portfolio, the Value of New Business surged by 126%. This significant leap reflects a continuous enhancement in business quality and the success of the company’s commitment to the protection product segment, achieving a comprehensive breakthrough in both scale and profitability.
Robust Operating Strategy Drives Steady Profitability
YF Life continues to deliver exceptional professional value through disciplined financial management. Total Premium and Fee Income grew by 33% YoY in 2025, as the company’s business footprint steadily expanded. While increasing its market share, the company maintained high operational efficiency, with Net Operating Income growing by 19% YoY. These figures validate the company’s capacity for sustained value creation and long-term fiscal health.
Professional Strength Trusted by the Market
Beyond its stellar financial performance, YF Life’s financial stability continues to be recognized by the international financial community. Moody’s Ratings has assigned YF Life an ‘A3’ Insurance Financial Strength Rating (IFSR) with a “Stable” outlook1. Furthermore, the company has been awarded an ‘A-’ (Strong) Insurer Financial Strength Rating by Fitch Ratings for eight consecutive years2 . These ratings not only reflect YF Life’s solid capital position and good asset quality but also highlight its prudent investment management and excellent risk control capabilities in a volatile market environment.
Mr. Stephen Zhang, Executive Director and Chief Executive Officer of YF Life, said: “2025 was a pivotal year for YF Life as we reached a new milestone. The twofold growth in our core business confirms that our product development direction aligns perfectly with market expectations. We are committed not only to providing flexible wealth management insurance solutions but also to deepening our footprint in risk protection. Looking ahead, YF Life will continue to uphold our core values of professionalism, integrity, and innovation. By leveraging technology, we aim to create a protection experience that exceeds expectations, continuing to lead the way in realizing our brand promise -- Envision | Invesurance.
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