YF Life Launches “YF PrimeHealth Pro Insurance Plan (Ease)”

Aug 3, 2026

YF Life Insurance International Ltd. (“YF Life”) is pleased to announce the launch of "YF PrimeHealth Pro Insurance Plan (Ease)", a new solution tailored specifically for the younger generation. By combining accessible premiums with essential health coverage, the plan empowers young adults to pursue their careers with peace of mind.

According to data from the Hong Kong Cancer Registry, cancer has ranked as the leading cause of death in Hong Kong for years. Furthermore, between 2014 and 2023, the number of new cancer cases among young adults aged 20 to 44 rose by 8% compared with the previous decade¹. Recognizing this trend, the plan is designed to offer a tailored coverage solution for young demographics.

Ms. Jasmine Hui, Chief Proposition Officer and Senior Vice President at YF Life said: "For today’s young adults, insurance coverage is all about precision and cost-efficiency. While balancing career ambitions and personal well-being, they also want to protect themselves from unexpected health risks. The new ‘YF PrimeHealth Pro Insurance Plan (Ease)’ is tailored precisely to these needs. By offering highly competitive premiums alongside critical illness coverage and advanced medical support, we enable young adults to press forward towards their goals with confidence."

The "YF PrimeHealth Pro Insurance Plan (Ease)" covers up to 101 critical illnesses (including 68 Major Critical Illnesses and 33 Non-Major Critical Illnesses), while extending coverage to undiagnosed emergency Intensive Care Unit (ICU) stays. Even if a customer is not diagnosed with a covered critical illnesses under the Plan, as long as they undergo a designated surgery, and the confinement is in an ICU with the use of Invasive Life Support lasting for 120 consecutive hours or more, the plan will offer a payout that is equivalent to the benefit payable for a Major Critical Illness², bridging crucial protection gaps when emergencies arise.

To keep pace with rapid medical innovation, the plan incorporates an Experimental Drugs Benefit. If an Insured is diagnosed with cancer, the Critical Illness Benefit is paid or becomes payable for Cancer and it is deemed Medically Necessary to be prescribed experimental drugs for the treatment of such cancer, the plan offers medical expense reimbursement³ for up to three years from the date of diagnosis, easing financial considerations so patients can focus on recovery.

With coverage needs continually evolving across life stages, the plan also features Guaranteed Coverage Booster⁴. On or before the Insured turns age 65, an amount of Guaranteed Coverage Booster equals to 5% of the Basic Sum Insured is automatically added every 5-policy anniversary, with no extra premium required. The accumulation can reach up to 45% of the Basic Sum Insured, ensuring long-term protection through every phase of life.

The plan also includes Mental Incapacity Advance Instruction Option. This allows customers to designate their loved ones in advance to take over the policy or make appropriate arrangements in the unfortunate event of being diagnosed with a designated illness or mental incapacitation, facilitating access to the policy's cash value for emergency needs.

Beyond comprehensive health coverage, the plan provides financial support coverage. It offers a Guaranteed Cash Value starting from the 3rd policy anniversary, along with non-guaranteed Terminal Bonus starting from the 5th policy anniversary, helping customers address unexpected financial needs.

For more details on the “YF PrimeHealth Pro Insurance Plan (Ease)”, please visit https://www.yflife.com/en/product/health/critical-illness/yf-primehealth-pro-insurance-plan-ease.

Notes:

1. Source of information: Cancer Statistics Query Systems, Hong Kong Cancer Registry, Hospital Authority
2. The maximum amount of the sum of the benefits payable for Major Critical Illnesses, Early Stage Diseases and Carcinoma-in-situ/Early Stage Cancers is equal to “the sum of 100% of the Basic Sum Insured, the amount of Guaranteed Coverage Booster (if applicable) and non-guaranteed Terminal Bonus” net of Policy Debt (if any), or Cash Value, whichever is higher. Please refer to the policy document for the details of “Qualified ICU Stay” and the list of designated surgeries. In the event that the Insured satisfies all the criteria of Qualified ICU Stay and such condition is directly or indirectly arising from or in connection with any other Major Critical Illness, we will only pay the Critical Illness Benefit in relation to the other Major Critical Illness.
3. The aggregate Experimental Drugs Benefit payment paid and/or payable under all policies and supplementary benefits issued by the Company at any time will be limited to US$62,500 / HK$500,000 / MOP500,000 under the same Insured. The consultation fee including any diagnostic tests and treatments are not covered under this benefit.
4. Only applicable to Insured with issue age of 60 or below. Any amount of Guaranteed Coverage Booster paid or payable under the Policy shall be as described in the Critical Illness Benefit clause and Death Benefit clause under the Benefit Provisions. Please refer to the product brochure and policy documents for details.

The information contained in this press release is intended as a general summary of information and is for reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong and Macau. The above does not contain the full terms and conditions of the relevant insurance plan. For full terms and conditions, details and risk disclosures of the relevant insurance plan, please refer to the product brochure, benefit illustration, promotional flyers and policy document. In the event of any conflict or inconsistency between the contents of the above information and the relevant policy contract, the relevant policy contract shall prevail. This press release is intended to be distributed in Hong Kong and Macau only. If you are not currently in Hong Kong or Macau, YF Life will not be able to provide you with related products and offers. YF Life declares that it has no intention to offer to sell, to solicit to buy or to provide any of its products in any jurisdiction other than Hong Kong and Macau in which such offer to sell or solicitation to buy or provision of any product of YF Life is illegal under the laws of that jurisdiction.