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Product Features

Guaranteed Renewable up to Age 100
Guaranteed Renewable up to Age 100
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  • Provides the most flexible benefit terms as it is guaranteed to be renewable every five years up to age 100
Within Reach
Within Reach
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  • can be renewed every 5 years and converted to any savings insurance plan
Guaranteed Convertibility
Guaranteed Convertibility
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  • Can be converted into a universal life plan or savings plan whenever it makes good sense to do so 
  • The right to convert without a medical examination is guaranteed before age 60

5-Year Renewable and Convertible Term Insurance gives maximum insurance protection for your premium dollar

Should you need to extend your coverage for a further five years, the premium will be adjusted according to your age at the date of renewal. A pure protection plan that you and your family will enjoy financial security for the lowest initial outlay. 

Benefit Term
Benefit Term

  • If the plan is a Basic Plan:
    up to age 100 of the Insured

    If the plan is a supplementary benefit:
    up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier.

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Premium Payment Term
Premium Payment Term

  • If the plan is a Basic Plan:
    up to age 100 of the Insured

    If the plan is a supplementary benefit:
    up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier. 

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