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A universal life insurance plan combining high flexibility and value growth is the best solution for your life protection and wealth management.
To Age 100
Important Information 
Other Product Brochures Life insurance will provide financial protection for the loved ones in the unfortunate event of the insured’s death. It helps alleviate the financial burden caused by the insured person's passing, providing funds to cover such expenses as outstanding home mortgage, children's education, and support for parents, among others.
Universal life insurance offers protection, savings, and financial flexibilities in one policy. It allows for flexible adjustment of the sum insured and cash withdrawals from the policy, while fully catering to individual protection and financial needs. When increasing the sum insured in the future, the premium rate will be based on the insured person's age when the policy was first issued.
Before taking out a life insurance, the policyholder should first consider the purpose of the insurance, evaluate their personal protection needs and financial situation, and thus select a product with the sum insured, and premium that suits their needs.
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Life insurance is a risk-management solution in financial planning. Following the passing of the Insured, the financial pressures faced by the Insured’s family can be alleviated significantly because the death benefit can be used to pay off an outstanding home mortgage, the future education of the children, and provide financial support for the parents. So it is of paramount importance for breadwinners to take out a life insurance policy with adequate coverage.
Universal life insurance provides flexibilities to cater for the needs of modern life. Unlike traditional life insurance, it offers protection, savings and financial flexibilities in the same policy. Just like a flexible insurance account, it can be tailor-made to suit your needs. Interest is credited monthly to the policy at a compound rate, so as to accumulate savings continuously. Best of all, you may increase the sum insured without having to apply for a new policy, and the premium rate for the new coverage will be based on the insured’s age when the policy was first issued. Meanwhile, once the policy has accumulated a cash value, you may opt to skip premium payments or withdraw a portion of the cash value. All in all, universal life insurance is a highly flexible solution that can meet all your individual protection needs.
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