Prestige-ULife Plus Insurance Plan

Product Features

Your Personalized Life Insurance Plan

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• Prestige-ULife Plus Insurance Plan is designed exclusively for those like you who have achieved the high ground, offering full control of your own personalized life insurance plan
• A minimum Sum Insured of US$1 million, enabling you to live the lifestyle you have planned for

Flexible Coverage, Premium and Payment-period Term

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• Increase your Sum Insured without applying for a new policy, avoiding additional policy charges
• Deposit extra premiums at any time to boost your savings and earn extra interest
• You may reduce the premium amount or even skip payments to cope with any financial emergencies without loan interest charges

Additional Interest Bonus plus 2.5% Guaranteed Crediting Interest Rate

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• As a long-term customer, you may reap the “additional interest bonus”* of 1% p.a., for a further boost to your Account Value
• Offers guaranteed crediting interest rate^#, so that the Account Value is guaranteed to have accumulated to an amount at least as if the interest rate credited had been 2.5% p.a.

Notes:

*The "additional interest bonus" is applicable from the 21^st policy year and thereafter.
^#The "Guaranteed Crediting Interest Rate" is only applicable to a policy that has been in force for 15 years or more.

Policy Loan Up to 90% of Total Cash Value

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• If you need cash for an emergency, you can get instant access to a policy loan of up to 90% of the total Cash Value