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    Group Out-Patient Benefits

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    Group Hospitalization & Surgical Benefits

  • Group Dental Benefits

    Group Dental Benefits

  • Group Life Benefits

    Group Life Benefits

Products
    • Critical Illness Benefit
    • Waiver of Premium/Payor’s Benefit
    • Accidental Dismemberment Benefit
    • Disability Income Protector Benefit
    • Female Illness Benefit
    • Juvenile Benefit
    • Terminal Illness Benefit
    • Comprehensive Accidental Benefit/Comprehensive Accidental Benefit (I)
    • Comprehensive Accidental Benefit Plus/Comprehensive Accident Benefit Plus (I)
    • Integrated Accident Benefit
    • Smart Kids Accident Protector/Smart Kids Accident Protector (I)
    • Refundable Accident Protector/Benefit
    • 360 Global Accident Protector
    • 100% Reward For You Accident Protector
    • Hospital Benefit/TaxVantage Plus Medical Plan/TaxVantage Medical Plan
    • Hospital Income Benefit
    • Extra Cancer Benefit
    • Extra Cancer Care
    • Prestige MediCare/Supreme MediCare
    • VIP Worldwide MediCare / VIP Global MediCare
    • TaxVantage Prestige Medical Plan
    • Refundable Surgical Protector/Refundable Hospital Cash Plan
Promotions
  • Second Claim Cash Benefit

    Cash benefits will be provided to the Client who undergoes the Confinement, Outpatient Surgery, or Outpatient Prescribed Diagnostic Imaging after being reimbursed by other insurance companies.*

    Second Claim Cash Benefit
  • Outpatient Surgery Cash Benefit

    Cash benefits will be provided to the Client who undergoes the Designated Outpatient Surgery.

    Outpatient Surgery Cash Benefit
eClaims Submission
  • eClaims Submission

    4 Simple Steps to Submit Your e-Claim

    eClaims Submission
  • eClaims Submission

    4 Simple Steps to Submit Your e-Claim

    eClaims Submission
  • eClaims Submission

    4 Simple Steps to Submit Your e-Claim

    eClaims Submission
Claims Submission Instructions
1. Complete Claim Form
  • Sign and complete claim form
  • Sign and complete the details on Part I
  • Sign and complete Claim Form Part II by the attending doctor
  • Supplement of Critical Illness Claim Form Part II
  • Sign and complete the details on Part I
  • Sign and complete Claim Form Part II by the attending doctor
  • Sign and complete Claim Form Part I
  • Sign and complete Claim Form Part II by the attending doctor
2. Gather supporting document
  • Original Death Certificate
  • Original Policy
  • Valid copy of identification document of the Insured and Beneficiary/claimant
  • Proof of relationship between the Insured and Beneficiary/claimant
  • Recent 3 months’ residential address proof of beneficiary / claimant (Applicable to policy issued in Macau)
  • Additional Documents (if applicable)
  • Death Inquest Report
  • Autopsy Report
  • Police Report/Statement
  • Newspaper Clippings
  • Cremation Certificate or Death Certificate issued from the Hospital
  • Letter of Administration/Probate on the deceased’s estate (with our Company name and the relevant policy)
We may request further documents upon assessment
  • Valid copy of identification document of Policy Owner and Insured*
  • Histopathology report, imaging reports and relevant written examination reports
  • Supplement of Critical Illness Claim Form Part II:
  • Valid copy of identification document of Policy Owner and *Insured
  • Original Hospital/Clinical receipts
  • Sick Leave Certificate issued by Doctor
  • Relevant written examination reports
  • Medical services referral letters
  • Police Report/Statement (if applicable)
  • Settlement Statement from other insurance company (if applicable)
We may request further documents upon assessment
  • Valid copy of identification document of Policy Owner and *Insured
  • Original Hospital/Clinical receipts
  • Hospital Discharge Summary/referral letters
  • Settlement Statement from other insurance company (if applicable)
  • Relevant written examination reports
  • Breakdown details of the charges from hospital
  • Original receipts issued by Government Hospitals, prescriptions issued by Cancer Specialists and/or other relevant proof.#
  • Medical proof to support the condition matches the equivalent definition of the designated critical illnesses, Cancer Treatment Benefit, Renal Dialysis Benefit or Hospice Care.#
We may request further documents upon assessment
Please contact us for the other Critical Illnesses Supplement.
We may request further documents upon assessment.
3. Submit Documents
  • By Mail or By Person to our Company at Suite 1211, 12/F, Tower 6, The Gateway, 9 Canton Road, Tsimshatsui, Hong Kong
  • In general, upon receiving the claims application, we will provide a status update and list of outstanding documents (if applicable) to your consultant within 5 to 7 working days^
  • Submission Timeline:
    • within 90 days from the first diagnosis of claimed Critical Illness
    • within 6 months after the commencement date of Total and Permanent Disability
    • Within 1 year after the commencement of Total Disability and not later than 1 year after the anniversary on or following the Insured’s 65th birthday for Waiver of Premium / Payor’s Benefit
    • within 3 months from the first diagnosis of Juvenile Illness
  • By Mail or By Person to our Company at Suite 1211, 12/F, Tower 6, The Gateway, 9 Canton Road, Tsimshatsui, Hong Kong
  • In general, upon receiving the claims application, we will provide a status update and list of outstanding documents (if applicable) to your consultant within 5 to 7 working days^
  • Submission Timeline: Within 90 days from the date of the accident or injury
  • By Mail or By Person to our Company at Suite 1211, 12/F, Tower 6, The Gateway, 9 Canton Road, Tsimshatsui, Hong Kong
  • In general, upon receiving the claims application, we will provide a status update and list of outstanding documents (if applicable) to your consultant within 5 working days^
  • Submission Timeline: Within 90 days from the date of the suffering was first treated
  • By Mail or By Person to our Company at Suite 1211, 12/F, Tower 6, The Gateway, 9 Canton Road, Tsimshatsui, Hong Kong
  • In general, upon receiving the claims application, we will provide a status update and list of outstanding documents (if applicable) to your consultant within 5 working days^
Remark

^Working days do not include weekends and public holidays in Hong Kong.

*Insured over age 18


*Working days do not include weekends and public holidays in Hong Kong.

*Insured over age 18


#For Extra Cancer Benefit / Extra Cancer Care / Prestige MediCare / Supreme MediCare / VIP Worldwide MediCare / VIP Global MediCare )


^Working days do not include weekends and public holidays in Hong Kong.

*Insured over age 18


^Working days do not include weekends and public holidays in Hong Kong.

1. Complete Application Form
2. Supporting Document Ready
  • Please submit claims within 90 days from the date of treatment with the following documents:

    Original official receipts for each treatment showing the following information:

    • Name of patient
    • Date of treatment
    • Treatment type
    • Charges breakdown
    • Attending dentist’s signature with stamp
  • Please submit claims within 90 days after discharge from hospital with the following documents:

    1. Original hospital official receipts and statement of account / invoice
    2. A copy of all investigation / laboratory reports issued during the hospital stay
    3. For Government ward hospitalization in Hong Kong, copy of Discharge Summary with diagnosis can be submitted in lieu of Claim Form Part II.
  • Please submit claims within 90 days from the date of consultation with the following documents:

    1. Original official receipt for each consultation showing the following information:

      • Name of patient
      • Date of consultation
      • Diagnosis
      • Charges breakdown
      • Attending doctor’s signature with stamp
    2. Attending doctor’s referral letter (applicable in case of specialist consultation, X-ray and laboratory tests, physiotherapy, chiropractic treatment and prescribed medicine reimbursement)
    3. For Chinese Medicine’s Treatment, original official receipt and prescription sheet issued by the Chinese Medicine Practitioner are required.
  • Please notify us in writing through the Policy Owner (Employer of the insured) within 30 days from date of loss.

    Claims Q-Mark Certification of Employee Benefits Claims Services
    "YF Life Employee Benefits Claims Services” is certified under the Hong Kong Q-Mark Service Scheme.

  • 3. Submit Document
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      27/F, YF Life Tower, 33 Lockhart Road
      Wanchai, Hong Kong
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      Avenida Doutor Mario Soares No.320,
      Finance and IT Centre of Macau, 8 Andar A, Macau

    Claims Q-Mark Certification of Employee Benefits Claims Services
    "YF Life Employee Benefits Claims Services” is certified under the Hong Kong Q-Mark Service Scheme.

  • 3. Submit Document
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      27/F, YF Life Tower, 33 Lockhart Road
      Wanchai, Hong Kong
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      Avenida Doutor Mario Soares No.320,
      Finance and IT Centre of Macau, 8 Andar A, Macau

    Claims Q-Mark Certification of Employee Benefits Claims Services
    "YF Life Employee Benefits Claims Services” is certified under the Hong Kong Q-Mark Service Scheme.

  • 3. Submit Document
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      27/F, YF Life Tower, 33 Lockhart Road
      Wanchai, Hong Kong
    • By Mail to:
      Employee Benefits – Claims Section
      YF Life Insurance International Ltd.
      Avenida Doutor Mario Soares No.320,
      Finance and IT Centre of Macau, 8 Andar A, Macau

    Claims Q-Mark Certification of Employee Benefits Claims Services
    "YF Life Employee Benefits Claims Services” is certified under the Hong Kong Q-Mark Service Scheme.

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