5-Year Renewable and Convertible Term Insurance gives maximum insurance protection for your premium dollar
Should you need to extend your coverage for a further five years, the premium will be adjusted according to your age at the date of renewal. A pure protection plan that you and your family will enjoy financial security for the lowest initial outlay.
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- Provides the most flexible benefit terms as it is guaranteed to be renewable every five years up to age 100
- can be renewed every 5 years and converted to any savings insurance plan
- Can be converted into a universal life plan or savings plan whenever it makes good sense to do so
- The right to convert without a medical examination is guaranteed before age 60
![Benefit Term Benefit Term](https://www.yflife.com/sites/default/files/features/image/Artboard%20%E2%80%93%2016_62.png)
If the plan is a Basic Plan:
up to age 100 of the Insured
If the plan is a supplementary benefit:
up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier.
![Premium Payment Term Premium Payment Term](https://www.yflife.com/sites/default/files/features/image/Artboard%20%E2%80%93%2017_58.png)
If the plan is a Basic Plan:
up to age 100 of the Insured
If the plan is a supplementary benefit:
up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier.