BENCHMARK
Wealth Management Awards 2020
Outstanding Achiever – Universal Life Insurance
Bloomberg Businessweek
Financial Institution Awards 2018
Life Insurance: Outstanding Performance
You can achieve better wealth creation and enjoy a brighter future
A universal life insurance plan combining high flexibility and value growth is the best solution for your life protection and wealth management.
Flexible Protections
Life Protection Options
Value-creating Advantages
Financial Flexibilities
Extra Protections for Total Peace of Mind
- Simply adjust the original policy to increase the Sum Insured without applying for a new policy
- Policy Enhancement Option
- Guaranteed Insurability Option
- Level Benefit – with more savings
- Increasing Benefit / Increasing Benefit Plus – both with more protection
- Incremental Benefit – balancing savings and protection
- Base crediting interest will be credited to the Account Value at a compound rate
- Retrospective additional interest will be credited to the Account Value at the end of the 20th policy year and for every 5 years thereafter
- Extra bonus will be credited to the policy at the end of the 15th policy year and for every 5 years thereafter
- Flexible increase in Premium
- Automatic periodic withdrawal option or withdraw a portion of the Cash Value at any time
- Skip premium payments
- Should the policyowner be made redundant, a “Special Grace Period” is provided for up to 365 days
- Terminal Illness Benefit
- Optional Supplementary Benefits
Issue Age (At Last Birthday)
Age 0 - 75
(For Increasing Benefit Plus, Issue Age is 0-55)
Benefit Term
To Age 100
Premium Payment Term
To Age 100
Talk to us now (852) 2533 5555
