Important Notice

[YF Life Expands Scope of Support, Offering Special Financial Aid to Affected Customers]
We express our deepest condolences and sympathy to all customers and families affected by the recent Tai Po fire disaster.
A special customer service hotline has been established at 2533 5592 to provide immediate consultation services, including: Special Compassionate Financial Support, Special Emergency Support Services, Flexible Policy and Premium Arrangements and Extended Grace Periods.
In the face of this challenging time, YF Life is committed to supporting all affected customers through tangible actions, standing alongside them to move beyond the shadow of this disaster and return to a stable life. [Learn More]

[Beware of Fraudulent Websites]
YF Life (the "Company") has become aware that fraudsters are operating, or have operated fraudulent website(s) ("Fraudulent Website(s)”) which may look very similar to the Company's official website. Please note that the Company’s official website is yflife.com. Please do not conduct any transactions on Fraudulent Websites or through suspicious third-party weblinks or websites. The Company has reported the existence of this Fraudulent Website to the relevant regulatory bodies. If any customer or member of the public encounters/has encountered a suspicious website claiming to represent the Company, please call the Company’s Customer Service Hotline at: Hong Kong (852)2533 5555 or Macau (853)2832 2622. If you believe you have fallen prey to a scam, please immediately report to any local Police Station or contact Anti-Deception Coordination Centre of the Hong Kong Police Force by calling the Anti-Scam Helpline 18222/ Macao Judiciary Police Anti-Fraud Enquiry Hotline 8800 7777.

Yearly Renewable and Convertible Term Insurance gives maximum insurance protection for your premium dollar

Should you need to extend your coverage for a further year, the premium will be adjusted according to your age at the date of renewal. A pure protection plan that you and your family will enjoy financial security for the lowest initial outlay.

Guaranteed Renewable up to Age 100
Within Reach
Guaranteed Convertibility
  • Provides the most flexible benefit terms as it is guaranteed renewable every year up to age 100
  • A pure protection plan that you and your family will enjoy financial security for the lowest initial outlay
  • Can be converted into a universal life plan or savings plan whenever it makes good sense to do so
  • The right to convert without a medical examination is guaranteed before age 60
Benefit Term
Benefit Term

If the plan is a Basic Plan:
up to age 100 of the Insured

If the plan is a Supplementary Benefit:
up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier. 

Premium Payment Term
Premium Payment Term

If the plan is a Basic Plan:
up to age 100 of the Insured

If the plan is a Supplementary Benefit:
up to (1) age 100 of the Insured, or (2) the end of the premium payment term for the basic plan to which the supplementary benefit is attached, whichever is earlier.

Other Term Products

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