You can achieve better wealth creation and enjoy a brighter future

A universal life insurance plan combining high flexibility and value growth is the best solution for your life protection and wealth management.

Flexible Protections
Life Protection Options
Value-creating Advantages
Financial Flexibilities
Extra Protections for Total Peace of Mind
  • Simply adjust the original policy to increase the Sum Insured without applying for a new policy 
  • Policy Enhancement Option
  • Guaranteed Insurability Option
  • Level Benefit – with more savings
  • Increasing Benefit / Increasing Benefit Plus – both with more protection
  • Incremental Benefit – balancing savings and protection
  • Base crediting interest will be credited to the Account Value at a compound rate
  • Retrospective additional interest will be credited to the Account Value at the end of the 20th policy year and for every 5 years thereafter
  • Extra bonus will be credited to the policy at the end of the 15th policy year and for every 5 years thereafter
  • Flexible increase in Premium
  • Automatic periodic withdrawal option or withdraw a portion of the Cash Value at any time
  • Skip premium payments
  • Should the policyowner be made redundant, a “Special Grace Period” is provided for up to 365 days
  • Terminal Illness Benefit
  • Optional Supplementary Benefits
Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Age 0 - 75
(For Increasing Benefit Plus, Issue Age is 0-55)

Benefit Term
Benefit Term

To Age 100

Premium Payment Term
Premium Payment Term

To Age 100

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