iMONEY
Insurance Excellence Awards 2019
Best Medical Insurance Product
Capital
Merits of Achievement in Banking and Finance 2023
Best in Insurance
As a successful and affluent individual, you live a discerning lifestyle, paying close attention to every detail. You appreciate that “good health” is your most important asset, as this is what enables you to aim higher and to live your dreams.
Prestige MediCare is a one-stop medical insurance solution for the discerning individual. In the unfortunate event of your falling ill or suffering injury in an accident, the plan enables you to receive prompt, quality medical treatment, giving you total peace of mind as you recover and get your life back in order.
Lifetime Medical Protection up to $30,000,000
Annual Deductible for Lower Premium
Guaranteed Annual Renewal up to Age 100
No Claim Bonus
Life Protection
- Full reimbursement of the actual expenses incurred before, during and after in-hospital treatment
- Without limit on individual benefit items
- 4 Options: HK$/MOP 0 / 15,000 / 30,000 / 100,000
- The higher the deductible, the lower the premium
- May change to a lower Annual Deductible before the policy anniversaries on or after your 50th, 55th, 60th or 65th birthday1 without having to submit any satisfactory proof of insurability
Notes:
1. Request for reduction of the Annual Deductible must be submitted in writing before the policy anniversary on or immediately following the 50th, 55th, 60th or 65th birthday of the Insured. This option can be exercised once only and is irrevocable. Claims in respect of a Disability occurring after reduction of the Annual Deductible shall be subject to the reduced Annual Deductible.
- Guarantees annual renewal up to age 100 regardless of your health condition or claim records
- Up to 15% provided that the policy has been in force for three consecutive policy years and no claims were made under the plan
- In the unfortunate event that the Insured passes away, a death benefit of HK$ / MOP80,000 will be paid
Issue age (At Last Birthday)
Age 0-70
Benefit Term
To Age 100
Premium Payment Term
To Age 100
