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Product Features

Coverage of 101 Critical Illnesses
Coverage of 101 Critical Illnesses
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  • Covers 101 critical illnesses, including 68 Major Critical Illnesses, 2 Early Stage Diseases, and 31 Carcinoma-in-situ/Early Stage Cancers
  • Offer a payout that is equivalent to the benefit payable for a Major Critical Illness, even if the designated surgery is not caused by a covered critical illness, as long as the confinement is in an Intensive Care Unit (ICU) with the use of Invasive Life Support
Peace of Mind Protection
Peace of Mind Protection
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  • Offers Guaranteed Coverage Booster1 with an amount equals to 5% of the Basic Sum Insured automatically added every 5-policy anniversary, on or before the Insured turns 65, with no extra premium required, directly easing the financial burden for the Insured along the way
  • Provides Experimental Drugs Benefit. If the Critical Illness Benefit is paid or becomes payable for Cancer, the Insured can be reimbursed the Reasonable and Customary cost of prescribed experimental drugs within 3 years after the diagnosis date of Cancer, offering more comprehensive support for treatment options
  • Offers Mental Incapacity Advance Instruction Option, allowing early arrangements for the policy to ensure that your family can access and utilize your assets in emergency situations
Note:
1. Guaranteed Coverage Booster is only applicable to the Insured with issue age of 60 or below. For details of the Guaranteed Coverage Booster, please refer to the product brochure.
Financial Support Coverage
Financial Support Coverage
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  • Provides Guaranteed Cash Value and non-guaranteed Terminal Bonus to support greater financial flexibility for the future
  • Offers Death Benefit to provide appropriate financial support for your loved ones

Tailored Protection Made Simple

Smart value and targeted health protection reflect the mindset of today's young professionals. With career on the rise, a lean and lasting safety net helps safeguard against unexpected health risks, supporting life plans with greater confidence.
 

YF PrimeHealth Pro Insurance Plan (Ease) (the “Plan”) offers coverage for 101 critical illnesses alongside a comprehensive suite of peace-of-mind features, including the Guaranteed Coverage Booster, Experimental Drugs Benefit, and Mental Incapacity Advance Instruction Option. The Plan provides Cash Value to help address unexpected financial needs, making it easier to manage various matters while focusing on future possibilities.

Awards

Bloomberg Businessweek
Bloomberg Businessweek

Critical Illness Protection - Outstanding Performance

iMoney
iMoney

Most Popular Critical Illness Insurance Product

Issue Age (At Last Birthday)
Issue Age (At Last Birthday)
  • 10 years Premium Payment Term:
    Age 18-70
  • 15 years Premium Payment Term:
    Age 18-65
  • 20 years Premium Payment Term:
    Age 18-60
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Benefit Term
Benefit Term
  • To age 100
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Premium Payment Term
Premium Payment Term
  • 10 / 15 / 20 years

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The above information contains general information of the Plan and is for reference only. It does not form part of the policy and does not contain the full terms of the policy. You should not purchase any insurance product based solely on the above information. To understand the details, full terms and conditions, exact benefit coverage, terms and conditions, risk disclosures, product risks and exclusions of this Plan, please refer to the product brochure and terms and benefits of the policy / policy documents. The above information does not represent a contract between YF Life and anyone else.


The above information is intended to be distributed in Hong Kong/Macau only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong/Macau. If you are not currently in Hong Kong/Macau, YF Life will not be able to provide you with related products and offers.


You and other interested parties should seek independent financial, tax and legal advice. Although care is taken in preparing the above information, YF Life disclaims any express or implied warranty as to the accuracy of the content and any liability with respect to it. In the event of any conflict or inconsistency between the contents of the above information and the relevant policy contracts, the relevant policy contract shall prevail.

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