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Awards for Excellence in Finance 2024
Award for Excellence in Greater Bay Area Insurance Service
Hong Kong Economic Journal
Insurance Services Awards of Excellence 2025
Outstanding Application of Diversified Investment Strategies
Limited Offer*
Seize Wealth Creation Today to Embrace an Ever-Changing Future
In this challenging era, seizing opportunities is the key to achieving financial success. InfinityEdge Wealth Insurance Plan (the "Plan") not only offers the potential for attractive returns but also provides the financial flexibility needed to navigate life’s various changes. The Plan offers a 2-year premium payment term, making it easier for you to achieve your wealth creation goals, along with a Death Benefit and Accidental Death Benefit, to safeguard yourself and your loved ones.
* The Plan is offered for a limited period and on a limited quota basis, and its availability is at the discretion of YF Life. We reserve the right to decline applications for the Plan with a full refund of any premium paid by you and premium levy paid (applicable to policies issued in Hong Kong only) without interest.
2-year Premium Payment Term
Attractive Potential Returns
Flexible Funding
Bequeathing Wealth to Loved Ones
Worry-free Protections
- Earns interest for the first policy year toward prepaid premium1
Notes:
1. Subject to the relevant terms and conditions, please visit Promotions to refer to the related promotional leaflet.
- Provides Guaranteed Cash Value and non-guaranteed Terminal Bonus for attractive potential returns
- Lock-in non-guaranteed Terminal Bonus2 and accumulate interest in the form of Accumulated Dividends and Interest3
Notes:
2. After the Policy has been in force for 15 years, and within 30 days after each policy anniversary, you may submit a written request to exercise the Terminal Bonus Lock-in Option.
3. The accumulated interest rate for Accumulated Dividends and Interest is not guaranteed and will be determined by the Company from time to time.
2. After the Policy has been in force for 15 years, and within 30 days after each policy anniversary, you may submit a written request to exercise the Terminal Bonus Lock-in Option.
3. The accumulated interest rate for Accumulated Dividends and Interest is not guaranteed and will be determined by the Company from time to time.
- Enables cash out of Accumulated Dividends and Interest for contingencies
- Allows change of Policy Owner and/or the Insured4 for unlimited times to pass on accumulated wealth to future generations
- Nominate Contingent Policy Owner5 in advance to ensure the continuity of policy benefits
Notes:
4. Applicable after the 1st policy year and there shall be at least one year between each change of Insured.
5. The Contingent Policy Owner has to submit a written request with supporting documents within the specific period after the death of the Policy Owner in order to become the New Policy Owner.
4. Applicable after the 1st policy year and there shall be at least one year between each change of Insured.
5. The Contingent Policy Owner has to submit a written request with supporting documents within the specific period after the death of the Policy Owner in order to become the New Policy Owner.
- Offers Death Benefit and Accidental Death Benefit, along with advance instructions on settlement options to address the sudden needs of your family
- Pre-appoint the Beneficiary to become the new Insured6 by selecting Continuation of Policy Benefit Option
Notes:
6. The designated beneficiary has to submit a written request within 6 months after the death of the existing Insured to become the new Insured. If we approve the application, the Death Benefit will not be payable and the Policy will not be terminated.
6. The designated beneficiary has to submit a written request within 6 months after the death of the existing Insured to become the new Insured. If we approve the application, the Death Benefit will not be payable and the Policy will not be terminated.
Issue Age (At Last Birthday)
Age 0-80
Benefit Term
Whole of life
Premium Payment Term
2 years
The above information contains general information of the Plan and is for reference only. It does not form part of the policy and does not contain the full terms of the policy. You should not purchase any insurance product based solely on the above information. To understand the details, full terms and conditions of this Plan, please refer to the product brochure and terms and benefits of the policy / policy documents for exact benefit coverage, terms and conditions, risk disclosures, product risks and exclusions. The above information does not represent a contract between YF Life and anyone else.
The above information is intended to be distributed in Hong Kong / Macau only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong / Macau. If you are not currently in Hong Kong / Macau, YF Life will not be able to provide you with related products and offers.
You and other interested parties should seek independent financial, tax and legal advice. Although care is taken in preparing the above information, YF Life disclaims any express or implied warranty as to the accuracy of the content and any liability with respect to it. In the event of any conflict or inconsistency between the contents of the above information and the relevant policy contracts, the relevant policy contract shall prevail.
